How to choose its mutual animals ?

Many French families own a dog or cat. In addition to the expenses related to the welfare of these animals Expenses incurred for the hygiene and health of these animals represent nearly 4.5 billion euros in 2015. The subscription to mutual animals so you can deliver the best care for your pet.

Why subscribe to mutual animals?

Without you-you know it, the pet of your health expenses gently nibbles your wallet. Indeed, a visit to the vet costs between 30-60 $, vaccination and booster between 30 and 60 $, and a single hospital from 300 to 700 $. All these added costs to each other will ultimately put a dent in your budget. Furthermore, over your pet gets older, he will need care. Adhere to a dog or cat mutual significantly reduces these health spending for pets.

What expenses are borne by the dog and cat mutual?

The cover of your cat or dog mutual depends on the plan you choose. In most cases, it reimburses:
• The prevention costs consulting the veterinarian, annual, vaccines, pest control, identification of the animal sterilization.
• Illnesses and accidents ambulance, hospitalization, medications, medical procedures (surgical operations, analyzes, radios ...).

Next your hedging contract, mutual you can repay all or only part of health spending for pets. Reimbursement takes place like your mutual. You advance fees and send the care sheet to your animal that mutual refund.

What differences between mutual animals and pet insurance?

In practice, the difference between a mutual animals and animal insurance is minimal. You sign a contract of insurance and the company will reimburse veterinary costs.

The distinction lies in the status of the insurer. Animal insurance is commercial companies while mutuals are non-profit corporations. The rates of contributions in insurance are stable compared to mutual where contributions must cover all the expenses of the mutual.

See our article that helps you choose your pet insurance.

Apart from mutual animals, it is recommended, especially for dog owners to take out civil liability insurance to cover your liability in case your companion would cause injury to others.

Why take out liability insurance?

Apart from mutual animals, it is recommended, especially for dog owners to take out civil liability insurance to cover your liability in case your companion would cause injury to others.