Terminate Automobile Insurance Extraordinarily

Special termination: terminate automobile insurance extraordinarily
Who his car insurance want to change, must sign the contract until 30.11 usually. cancel. But in some cases, it is possible to cancel the car insurance in the current year. When the insured person has a special right to the car insurance, read here.


Increasing an insurance tariff is an ugly thing, but at least the insured in this case to make its auto insurance change. Because the car insurer upheld the increase in contributions to the specified contract structures and thus allows a special right of car insurance because the customer can decide whether to accept the new terms. Thus, in this case, the control is no longer valid, that a contract until 30.11. of the previous year must be terminated. If one uses his special right of automobile insurance, the notice period usually is one month of receiving notification of the increase in contributions.

Special right in increased contributions

The contribution increases the possibility of a downgrade in the claims category is hidden. Similarly, if the insurer regional class, so the risk classification of the place of residence of the insured person changes. Also, this results in the insured a special right for the car insurance. The increased premiums, however, paid more out of ignorance, almost always without a murmur. In summary, one can say that in all cases where the insurance without changing the benefits increase prices, a special right to the car insurance comes into play. It is important that in the notice explicitly to the increase in contributions by reference, as this no doubt the special right of automobile insurance materialize.

Other reasons for a special right of automobile insurance

Also created a special right of automobile insurance by purchasing a new vehicle. Still existing insurance contracts for a previously insured their car must not be taken, the person concerned may, therefore, terminate his old car insurance and choose another insurance for the new vehicle. Of course, there is also the possibility of mutual Termination in the event of the insurer and insured. Here the position of the insured person has recently greatly improved because they now prorated for the remainder of the year to get back their premiums and the insurer is no longer entitled to the entire annual premium.

Use special right and switch to cheaper car insurance

The cancellation is also a good opportunity to switch to a cheaper car insurance. It is worth to use his special right of termination for the car insurance, can yet save a few hundred euros per year in a simple manner. A change is worthwhile, not least because the insurer through rebates try competitors poach customers. Care must be taken to ensure that a continuous coverage is maintained because the exchange procedure can occasionally drag a little, must both the new insurance terminated, are therefore also found and completed a new yet. With our car insurance calculator, you can compare insurance companies and their offerings and switch to a cheaper provider.